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MIS · Scheme

Managed Investment Scheme (MIS)

The legal vehicle under the Financial Markets Conduct Act 2013 that holds investor money in a pooled fund. Every NZ retail managed fund is part of a registered MIS.

A Managed Investment Scheme (MIS) is the legal vehicle defined under the Financial Markets Conduct Act 2013 (FMC Act) that pools investor money for collective investment. Every NZ retail managed fund and every KiwiSaver scheme operates as part of a registered MIS.

Each MIS has a Manager (the entity making investment decisions and charging fees), a Supervisor (an independent licensed entity that holds scheme assets in trust and oversees the manager), and may have multiple separate funds within it. The MIS is registered on the FMA's licensed-MIS register.

A single fund manager can operate multiple MIS — for example, separating its KiwiSaver scheme MIS from its retail managed-fund MIS for licensing and regulatory reasons.

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