# ManagedFundsNZ

> Independent comparison of every retail managed fund available in New Zealand. Fees, returns, holdings and PDS history sourced from the FMA Disclose register. Not financial advice. Not a licensed Financial Advice Provider.

## Site

- Canonical URL: https://managedfunds.nz
- Locale: en-NZ
- Operator: ManagedFundsNZ — independent (no fund-manager ownership, no platform affiliation)
- Contact: hello@managedfunds.nz
- Citation policy: https://managedfunds.nz/llms-policy.txt

## Coverage

- 277 NZ retail managed funds across 55 brand managers
- 55 FMA-registered Managed Investment Schemes (MIS) — each fund mapped to its parent scheme via the FMA scheme number (SCH#####) parsed from Sorted Smart Investor. Multi-brand schemes (e.g. SCH10600 Clarity Funds Scheme co-tenants Clarity + TAHITO) are supported
- 8 asset-class categories: diversified, Australasian equities, international equities, NZ fixed interest, international fixed interest, listed property, cash, other
- KiwiSaver scheme equivalents cross-linked to FundCompare.co.nz where the same fund exists in both managed-fund and KiwiSaver scheme form
- NZX-listed Smartshares ETF equivalents cross-linked to ETFs.co.nz where applicable

## Source authority (in priority order)

- Tier A primary: FMA Disclose register (https://disclose-register.companiesoffice.govt.nz)
- Tier A primary: Inland Revenue Department — PIE / PIR rules (https://www.ird.govt.nz)
- Tier B verified: fund-manager Product Disclosure Statements (PDS) and Statements of Investment Policy and Objectives (SIPO)
- Tier C cross-validation: Sorted Smart Investor (https://smartinvestor.sorted.org.nz)
- Tier D derived: anything calculated by ManagedFundsNZ (always disclosed)

Confidence tier of every numeric claim is rendered inline via `<SourceBadge tier="A|B|C|D" />`.

## Useful pages

- /funds/ — full fund index by asset class
- /providers/ — fund manager directory
- /categories/ — 8 asset-class category hubs
- /compare/ — fund-vs-fund comparison index
- /screener/ — interactive filter (fee, risk, PIE, ETF, hedged, responsible-investment)
- /tools/fees-calculator/ — fee-impact projection
- /tools/pir-calculator/ — Prescribed Investor Rate calculator
- /platforms/ — where to invest (InvestNow, Sharesies, manager-direct)
- /glossary/ — NZ-fund-terms reference (PIR, PIE, PDS, QFU, SIPO, OMI, FIF, etc.)
- /methodology/ — full data methodology and confidence-tier definitions
- /about/ — about ManagedFundsNZ
- /disclaimer/ — what this site is and is not

## Per-entity machine-readable surfaces

Every fund page and every fund manager page has two machine-readable twins served at predictable URLs alongside the canonical HTML.

### Markdown twin (for AI crawlers)

Append `/markdown.md` to any `/funds/<manager>/<fund>/` or `/providers/<slug>/` URL.

- Fund Markdown index — 175 endpoints. Pattern: `https://managedfunds.nz/funds/<manager>/<fund>/markdown.md`
  - Examples: `https://managedfunds.nz/funds/milford/active-growth/markdown.md`, `https://managedfunds.nz/funds/simplicity/growth/markdown.md`, `https://managedfunds.nz/funds/foundation-series/balanced/markdown.md`
- Manager Markdown index — 35 endpoints. Pattern: `https://managedfunds.nz/providers/<slug>/markdown.md`
  - Examples: `https://managedfunds.nz/providers/milford/markdown.md`, `https://managedfunds.nz/providers/fisher-funds/markdown.md`, `https://managedfunds.nz/providers/smartshares/markdown.md`
- Scheme Markdown index — 35 endpoints. Pattern: `https://managedfunds.nz/schemes/<sch-id>/markdown.md` (where `<sch-id>` is the lowercased FMA scheme number, e.g. `sch10700`)
  - Examples: `https://managedfunds.nz/schemes/sch10700/markdown.md` (Milford Investment Funds), `https://managedfunds.nz/schemes/sch10815/markdown.md` (Harbour Investment Funds), `https://managedfunds.nz/schemes/sch10752/markdown.md` (Smart Exchange Traded Funds)
- All 245 Markdown URLs are also listed in `/sitemap-index.xml` with real `<lastmod>` values sourced from each fund's FMA Disclose / Sorted Smart Investor data fetch timestamp.
- Each Markdown twin carries: identity (manager · category · risk profile · structure · confidence tier), fund data block (annual fund charge · 5y return · risk indicator · AUM · asset mix · start date · minimum), top-10 holdings, distribution venues (InvestNow · Sharesies · direct), source links (FMA Disclose · PDS · Sorted · manager), citation list (FMA Disclose · IRD PIE/PIR · FMC Act 2013 · Sorted), and a reuse-licence pointer to `/llms-policy.txt`.
- HTML discoverability: every HTML fund / manager page emits `<link rel="alternate" type="text/markdown" href="...markdown.md">` in the head.

### JSON twin (for programmatic ingestion)

Append `/data.json` to any `/funds/<manager>/<fund>/` URL — 175 endpoints. Pattern: `https://managedfunds.nz/funds/<manager>/<fund>/data.json`.
- Example: `https://managedfunds.nz/funds/milford/active-growth/data.json`
- CORS open, `Content-Type: application/json`, cached 1h browser / 24h edge.
- Same fields as the Markdown twin in structured JSON.

### Bulk export

`https://managedfunds.nz/llms-full.txt` — single-file concatenation of every Markdown twin plus extracts of all other factual surfaces (insights, guides, glossary, methodology). Refreshed on every deploy.

### Remote MCP server (Model Context Protocol)

`https://managedfunds.nz/mcp` — anonymous read-only MCP server. Streamable HTTP transport (JSON-RPC 2.0 over POST). 9 tools: `list_categories`, `list_managers`, `list_schemes`, `search_funds`, `get_fund`, `get_fund_holdings`, `get_manager`, `get_scheme`, `compare_funds`. CORS open, no auth.

Install in Claude Desktop / Claude Code / Cursor / Goose: see `https://managedfunds.nz/mcp/` for one-line install snippets and curl examples.

Subdomain `mcp.managedfunds.nz` resolves to the same endpoint once DNS is configured. Path-based `/mcp` works today.

## Editorial stance

ManagedFundsNZ does not publish "best fund" lists, star ratings, opinion-based recommendations or paid placements. Publishing forward-looking fund-research opinions in NZ requires an FMA-licensed Financial Advice Provider (FAP); ManagedFundsNZ holds no FAP licence. Every numeric claim links back to its primary source. The site is mechanical and source-traceable by design.

KiwiSaver® is a registered trade mark of the New Zealand Inland Revenue Department. ManagedFundsNZ follows the IRD 2021 Trade Mark Licence usage rules across all references.

## Last updated

Regenerated on every deploy. See `/llms-policy.txt` for the citation contract and `/sitemap-index.xml` for the full URL list.