# Kernel — fund range

> Mechanical record of every retail managed fund run by Kernel that we cover. Sourced from the FMA Disclose register. ManagedFundsNZ does not give financial advice and does not publish opinion-based ratings.

- **Legal entity:** Kernel Wealth Limited
- **Headquarters:** Auckland
- **Website:** https://kernelwealth.co.nz
- **Funds in our coverage:** 21
- **Asset classes covered:** 8 (Diversified, Australasian Equities, International Equities, NZ Fixed Interest, International FI, Listed Property, Cash, Other)

## About this manager

NZ index-investing specialist with a broad retail range covering NZ, Australian, US and global equity, infrastructure, ESG, fixed interest and cash strategies.

## Funds (21)

### Diversified Funds (3)

- [Kernel Balanced Fund](https://managedfunds.nz/funds/kernel/balanced/) — balanced, PIE
- [Kernel Conservative Fund](https://managedfunds.nz/funds/kernel/conservative/) — conservative, PIE
- [Kernel High Growth Fund](https://managedfunds.nz/funds/kernel/high-growth/) — aggressive, PIE

### Australasian Equities (4)

- [Kernel Australia 100 Fund](https://managedfunds.nz/funds/kernel/australia-100/) — growth, PIE
- [Kernel NZ 20 Fund](https://managedfunds.nz/funds/kernel/nz-20/) — growth, PIE
- [Kernel NZ 50 ESG Tilted Fund](https://managedfunds.nz/funds/kernel/nz-50-esg-tilted/) — growth, PIE, responsible investment
- [Kernel NZ Small & Mid Cap Opportunities Fund](https://managedfunds.nz/funds/kernel/nz-small-mid-cap/) — growth, PIE

### International Equities (9)

- [Kernel Emerging Markets Fund](https://managedfunds.nz/funds/kernel/emerging-markets/) — growth, PIE
- [Kernel Global ESG Fund](https://managedfunds.nz/funds/kernel/global-esg/) — growth, PIE, responsible investment
- [Kernel S&P 500 (NZD Hedged) Fund](https://managedfunds.nz/funds/kernel/sp-500-hedged/) — growth, PIE, NZD hedged
- [Kernel S&P 500 (Unhedged) Fund](https://managedfunds.nz/funds/kernel/sp-500-unhedged/) — growth, PIE
- [Kernel S&P Global 100 (NZD Hedged) Fund](https://managedfunds.nz/funds/kernel/sp-global-100-hedged/) — growth, PIE, NZD hedged
- [Kernel S&P Global 100 Fund](https://managedfunds.nz/funds/kernel/sp-global-100/) — growth, PIE
- [Kernel S&P Global Clean Energy Fund](https://managedfunds.nz/funds/kernel/sp-global-clean-energy/) — aggressive, PIE, responsible investment
- [Kernel S&P Global Dividend Aristocrats Fund](https://managedfunds.nz/funds/kernel/sp-global-dividend-aristocrats/) — growth, PIE
- [Kernel World ex-US Fund](https://managedfunds.nz/funds/kernel/world-ex-us/) — growth, PIE

### New Zealand Fixed Interest (1)

- [Kernel NZ Bond Fund](https://managedfunds.nz/funds/kernel/nz-bond/) — conservative, PIE

### International Fixed Interest (1)

- [Kernel US Bond Fund](https://managedfunds.nz/funds/kernel/us-bond/) — conservative, PIE

### Listed Property (1)

- [Kernel NZ Commercial Property Fund](https://managedfunds.nz/funds/kernel/nz-commercial-property/) — balanced, PIE

### Cash and Cash Equivalents (1)

- [Kernel Cash Plus Fund](https://managedfunds.nz/funds/kernel/cash-plus/) — conservative, PIE

### Other (1)

- [Kernel Global Infrastructure Fund](https://managedfunds.nz/funds/kernel/global-infrastructure/) — balanced, PIE

## Per-fund Markdown feeds

Every fund above has a machine-readable Markdown twin at `<canonical>/markdown.md` and a structured-data twin at `<canonical>/data.json`. Example:

- HTML: https://managedfunds.nz/funds/kernel/conservative/
- Markdown: https://managedfunds.nz/funds/kernel/conservative/markdown.md
- JSON: https://managedfunds.nz/funds/kernel/conservative/data.json

## Sources

- **FMA Disclose register** (primary; search for "Kernel"): https://disclose-register.companiesoffice.govt.nz/search?searchType=ALL&q=Kernel
- **Manager website:** https://kernelwealth.co.nz
- **Manager profile (HTML):** https://managedfunds.nz/providers/kernel/

## Citations (authoritative primary sources)

- FMA Disclose register — https://disclose-register.companiesoffice.govt.nz/ (publisher: Financial Markets Authority, NZ)
- Inland Revenue — PIE / PIR rules — https://www.ird.govt.nz/roles/portfolio-investment-entities
- Financial Markets Conduct Act 2013 — https://www.legislation.govt.nz/act/public/2013/0069/latest/DLM4090578.html
- Sorted Smart Investor (cross-validation only) — https://smartinvestor.sorted.org.nz/

## This file

- **Canonical HTML:** https://managedfunds.nz/providers/kernel/
- **Markdown (this file):** https://managedfunds.nz/providers/kernel/markdown.md
- **First published:** 2026-05-08
- **Last refreshed:** 2026-05-22
- **Reuse licence:** citation with link back to the canonical HTML is granted. No paid redistribution. Full terms: https://managedfunds.nz/llms-policy.txt

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ManagedFundsNZ is independent. We are not a Financial Advice Provider. This page is general information sourced from the FMA Disclose register; it is not personalised financial advice. Read the current PDS and consider talking to a licensed adviser before investing.