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PDS replacement and lodgement

A Manager must lodge an updated PDS on the FMA Disclose register whenever a material change occurs to a scheme, and at minimum annually. Each lodgement is dated and replaces the prior version.

A NZ retail managed-investment scheme's Product Disclosure Statement must be kept current. Under the FMC Act and FMC Regulations the Manager must lodge a replacement PDS on the FMA Disclose register whenever there is a material change to the scheme — for example, a fee change, a SIPO amendment, a change of Manager or Supervisor, a fund closure or addition, or a change in the standardised risk indicator that crosses a band threshold.

In addition to material-change lodgements, every PDS must be re-lodged at least annually. Each lodgement carries a publication date; the most recently dated PDS is the active document for new investors. Historic PDSs remain accessible on the Disclose register, which is how ManagedFundsNZ builds the per-fund PDS-version timeline.

For existing investors, material changes are usually notified directly by the Manager via email, post, or platform message in addition to being lodged on Disclose. The minimum-investment, withdrawal-terms and fee changes that affect the contract require sufficient notice to allow the investor to exit before the change takes effect.

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