Factual snapshot
Lifetime — review
Mechanical, source-cited snapshot of Lifetime's NZ retail managed-fund range. We don't rate or recommend — see a licensed financial adviser for personalised advice.
- Funds tracked
- 5
- Median annual fee
- 0.99%
- Median FMA risk
- 4/7
- Tracked NZ retail AUM
- $130.1 million
Universe median 0.84%
Standardised 1–7 scale
Sum of fund sizes (5/5 on file)
About Lifetime
NZ retirement-income specialist with a small range of conservative-through-growth diversified PIE funds.
- Legal name
- Lifetime Asset Management Limited
- Headquarters
- Wellington
Fee position vs peers
Per-asset-class median annual fund charge for Lifetime vs the peer median across all other NZ managers in our coverage. Source: Sorted Smart Investor (FMA Disclose Quarterly Fund Updates).
| Asset class | Lifetime funds | Lifetime median fee | Peer median (n) | Position |
|---|---|---|---|---|
| Diversified | 4 | 0.99% | 0.96% (63) | priced in line with the peer median (0.96%) |
| Cash | 1 | 0.65% | 0.26% (4) | priced 40 bps above the peer median (0.26%) |
Fee is the headline ongoing cost; strategy mix, hedging, performance fees and net return after fees also matter when comparing options.
Risk profile mix
Distribution of Lifetime's 5 funds across the FMA's standardised 1–7 risk indicator. The indicator is calculated from each fund's past five years of unit-price volatility and published on every Quarterly Fund Update.
Lifetime's funds
- Lifetime Cash FundCashPIE · capped at PIR (max 28%) conservative0.65% fee 2/7 risk
- Lifetime Conservative FundDiversifiedPIE · capped at PIR (max 28%) conservative0.99% fee 3/7 risk
- Lifetime Balanced FundDiversifiedPIE · capped at PIR (max 28%) balanced0.99% fee 4/7 risk
- Lifetime Growth FundDiversifiedPIE · capped at PIR (max 28%) growth0.99% fee 4/7 risk
- Lifetime Retirement Income FundDiversifiedPIE · capped at PIR (max 28%) income1.36% fee 4/7 risk
Questions about Lifetime
Is Lifetime a good fund manager?
Whether Lifetime suits any individual investor depends on the investor's goals, time horizon, risk tolerance, and how the fund fits an existing portfolio — factors that vary by individual. On this site we surface mechanical, comparable data points: Lifetime runs 5 retail managed funds in our coverage, with a median annual fund charge of 0.99% across that range (vs the NZ universe median of 0.84%), and a median FMA risk indicator of 4 out of 7. For personalised guidance, see a licensed financial adviser.
What does Lifetime charge?
Lifetime's 5 funds in our coverage carry a median annual fund charge of 0.99% (range 0.65% – 1.36%). The annual fund charge is the headline ongoing cost disclosed on every Quarterly Fund Update on the FMA Disclose register. Cross-validate via the per-fund pages, which link to source documents.
How big is Lifetime?
Across the 5 funds with on-file fund-size data, Lifetime's tracked NZ retail AUM totals NZD 130.1 million. This is the sum of fund sizes disclosed in each fund's most recent Quarterly Fund Update on FMA Disclose and excludes KiwiSaver, wholesale and Australian-domiciled assets. Lifetime may manage materially larger assets in those categories.
Where is Lifetime based?
Lifetime (legal name: Lifetime Asset Management Limited) is headquartered in Wellington.
What kind of funds does Lifetime run?
Lifetime's range of 5 funds in our coverage is weighted toward diversified (4 funds). The range also includes 1 cash fund. See the full list at /providers/lifetime/.
Other managers running diversified funds
How we built this snapshot
Fund counts and category mix are from src/data/funds.ts (Range of Funds reconciled to the InvestNow + Sharesies + manager-direct universe). Annual fund charge, FMA risk indicator, five-year return and fund size are extracted from each fund's Quarterly Fund Update via Sorted Smart Investor (a Te Ara Ahunga Ora / Retirement Commission service that mirrors the FMA Disclose register). Cross-validate via each per-fund page, which links to the source PDS and Fund Update on FMA Disclose.
ManagedFundsNZ provides information only, not personalised financial advice. For advice, see a licensed financial adviser.