Harbour Epoch Global Quality Select Equity (Hedged) Fund vs Vanguard International Shares Select Exclusions Index Fund (Hedged) – NZD Class

Both funds sit in the International Equities category and apply a full currency hedge back to NZD, but they differ fundamentally in investment philosophy — and that structural difference is the most material point a reader can take from publicly available information. The Vanguard International Shares Select Exclusions Index Fund (Hedged) – NZD Class is an index-replication strategy: it seeks to track a broad international benchmark while excluding certain sectors or issuers (typically weapons, tobacco, and similar screens implied by the "Select Exclusions" label). The Harbour Epoch Global Quality Select Equity (Hedged) Fund is an actively managed strategy, sub-advised by Epoch Investment Partners, concentrating on a selected universe of global companies screened for quality characteristics. Active management typically carries higher annual fund charges than passive index approaches, though neither fund's fee percentage is available in our current snapshot. Similarly, the risk indicator, five-year return, fund size, growth-assets percentage, top holdings, and links to the PDS and Sorted Smart Investor pages are absent from the data our system has captured for both funds at this time. Investors comparing cost drag, portfolio concentration, or benchmark tracking error cannot do so from this snapshot alone. Manager and strategy identity are confirmed; all quantitative metrics remain unverified in our dataset. Verify all figures — including fees, returns, and risk indicators — against each fund's current Product Disclosure Statement and latest Quarterly Fund Update on FMA Disclose before relying on any of this information.