NZ managed funds excluding predatory lending
Funds whose SIPO excludes payday lenders and other predatory-lending business models. A relatively narrow exclusion focused on consumer-harm financial services.
4 funds match. Source: each fund's Statement of Investment Policy and Objectives lodged on the FMA Disclose register.
- BetaShares Australian Sustainability Leaders FundBetaShares · Australasian Equities"Predatory lending (0%)"Also excludes: Fossil fuels · Gambling · Tobacco · Nuclear · Animal testing · Alcohol · Adult0.67% annualSIPO 2026-03-30
- BetaShares Global Sustainability Leaders FundBetaShares · International Equities"Payday lending (0%)"Also excludes: Fossil fuels · Gambling · Tobacco · Nuclear · Animal testing · Alcohol · Adult0.77% annualSIPO 2026-03-30
- BetaShares Global Sustainability Leaders Fund (NZD Hedged)BetaShares · International Equities"Payday lending (0%)"Also excludes: Fossil fuels · Gambling · Tobacco · Nuclear · Animal testing · Alcohol · Adult0.79% annualSIPO 2026-03-30
- BetaShares NZ Sustainability Leaders FundBetaShares · Australasian Equities"Payday lending (0%)"Also excludes: Fossil fuels · Gambling · Tobacco · Nuclear · Animal testing · Alcohol · Adult0.59% annualSIPO 2026-03-30
Other exclusion categories
How exclusions work in NZ ethical funds
Exclusion screens are set in each fund's Statement of Investment Policy and Objectives (SIPO) — the foundational policy document each scheme must lodge under the Financial Markets Conduct Act 2013. Each fund's revenue threshold for inclusion in the exclusion list varies (typically >5%, >10%, or "any involvement"). The exact wording for any fund is visible on its `/investment-mandate/` page.
An exclusion screen is one component of an ethical or responsible-investment policy — the other components are positive screens (e.g. preferential weighting of high-ESG-score companies), thematic tilts (e.g. clean-energy overweight), and engagement (proxy voting, manager-investee dialogue). The SIPO sets out which approaches the manager uses; click any fund to see the full policy.