Annual fund charge
1.04%
vs peer avg 1.23%
Risk indicator
4/7
1 = lower risk · 7 = higher risk
5-year return p.a.
1.78%
peer avg 5.16%
Fund size
NZ$59.9m
78% growth · 22% income
The Fund is designed to provide investors with exposure to a wide range of domestic and global assets. The Fund invests approximately two thirds in growth assets such as shares, property and infrastructure and approximately one third into more defensive assets, predominantly investment grade bonds. The Manager will use active management to enhance returns and manage downside risks.
Key facts
Fund start date
1 November 2019
Tax structure
PIE
Capped at your PIR (max 28%)
Top 10 holdings
As at the latest published quarterly fund update.
| Holding | % of fund |
|---|---|
| FISHER & PAYKEL HEALTHCARE | 2.90% |
| TPG PRIVATE EQUITY OPPORTUNITES FUND | 2.89% |
| ANZ NZD CASH | 2.12% |
| GD1 FUND 3 L.P. | 1.97% |
| INFRATIL | 1.86% |
| ICEHOUSE IVX INVESTMENT | 1.84% |
| AUCKLAND INTERNATIONAL AIRPORT | 1.68% |
| MICROSOFT | 1.68% |
| NVIDIA | 1.62% |
| CONTACT ENERGY | 1.38% |
Documents
Every dated PDS, quarterly fund update and full-portfolio holdings file. Linked from the FMA Disclose register via Sorted Smart Investor.
- HARBOUR BALANCED GROWTH FUND (FND16569) Full portfolio holdings 31 December 2025.xlsx Download the full portfolio holdings. XLSX, 89.30 KB
- Harbour Investment Funds PDS Diversified Funds.pdf How this investment works, including about the provider, risks, costs and potential returns PDF, 963.93 KB
- Fund Update Harbour Balanced Growth Fund Dec 2025.pdf The quarterly update published by the provider PDF, 394.32 KB
- T.Rowe Price Global Equity Growth Fund (RUT)2016.pdf T. Rowe Price Global Equity Fund financial statements 30 June 2016 PDF, 5.55 MB
- Harbour NZ Fixed Interest Funds (RUT)2016.pdf Retail Harbour Fixed Interest Funds Financial statements 30 June 2016 PDF, 6.77 MB
- Harbour Australasian Equity Funds (RUT)2016.pdf Retail Harbour Equity Funds Financial Statements 30 June 2016 PDF, 7.11 MB
- Harbour ESG Policy 21 November 2025.pdf Harbour - Environmental, Social and Governance Policy - 21 November 2025 PDF, 396.35 KB
- Harbour Investment Funds PDS Global Funds.pdf Additional product disclosure statement from the provider PDF, 972.61 KB
- Harbour Investment Funds PDS Australasian Equities and Fixed Interest Funds.pdf Additional product disclosure statement from the provider PDF, 1.26 MB
- Harbour Investment Funds Other Material Information.pdf Other Material Document PDF, 433.92 KB
- Harbour Investment Funds Statement of Investment Policy and Objectives.pdf Statement of investment policy and objectives PDF, 762.79 KB
About this category
Multi-asset funds that hold a mix of shares, bonds, cash and sometimes property in a single portfolio. The mix determines the risk profile — aggressive funds hold more shares, conservative funds hold more bonds and cash.
About Harbour
Active equity, fixed income and multi-asset manager with a sustainability-aware overlay.
See all funds from Harbour →Head-to-head
Compare Harbour Balanced Growth Fund with…
Side-by-side numbers — fees, returns, risk, fund size, asset mix.
Peer funds
