Fund-vs-fund · Diversified

AMP Balanced Managed FundvsHarbour Sustainable Impact Fund

Both are Diversified funds available to NZ retail investors. Numbers below are sourced from the FMA Disclose register via Sorted Smart Investor and reflect the latest published quarterly fund updates.

AMP

AMP Balanced Managed Fund

PIE · capped at PIR (max 28%)balanced

Harbour

Harbour Sustainable Impact Fund

PIE · capped at PIR (max 28%)Responsible / ethicalbalanced

Where you can buy these

Platform availability confirmed within the last 180 days. This is a statement of availability, not a recommendation — ManagedFundsNZ is not a Financial Advice Provider. Check the current PDS before investing.

AMP Balanced Managed Fund

No platform availability confirmed. Usually means it is bought directly from the manager — check their site.

Harbour Sustainable Impact Fund

Available on InvestNow→

What's different at a glance

Both are New Zealand PIE funds — investor tax is capped at the Prescribed Investor Rate (PIR), maximum 28%.
Harbour Sustainable Impact Fund applies responsible-investment / ESG screening. The other fund does not.

Where each fund sits in its cohort

Percentile rank vs all 68 diversified funds we've matched on Sorted Smart Investor. Mechanical only — no opinion, no forward-looking view.

Annual fund charge

Lower is better

AMP

0.81%

Lower half of cohort

Harbour

—

5-year return p.a.

Past performance — not a predictor

AMP

—

Harbour

—

Fund size

Larger = more stable, lower close-risk

AMP

NZ$45m

Lower half by size

Harbour

—

Metric	AMP	Harbour	Lower / higher is
Annual fund charge	0.81%	—	Lower is better
Risk indicator (1–7)	4	—	Higher = more volatility
5-year return p.a.	—	—	Higher is better (past not future)
Fund size	NZ$45m	—	Larger = more stable, lower close-risk
Growth / income split	53% / 47%	—	More growth = higher long-run return + volatility
NZ tax structure	PIE (PIR-capped)	PIE (PIR-capped)	PIE = simpler. FIF = annual return.
Currency hedging	—	—	Hedged smooths NZD/foreign FX moves at a small cost.
Responsible investment screening	No	Yes	Specific exclusions live in each fund's SIPO.
Available via	Direct	Direct	Platforms accepting retail subscriptions.

Sources:AMP on Sorted

What each fund says it does

AMP

AMP Balanced Managed Fund

The fund has a well-diversified portfolio that has a balance of risk through holding growth assets and an allocation to lower-risk income assets. The fund aims to achieve medium returns, in exchange there will be some movements up and down in the value of your investments.

Full AMP AMP Balanced Managed Fund profile →

Harbour

Harbour Sustainable Impact Fund

Strategy summary not yet ingested.

Full Harbour Harbour Sustainable Impact Fund profile →

Documents

Crawled directly from each manager's website. How we record provenance →

Common questions

What's the difference between the AMP Balanced Managed Fund and the Harbour Sustainable Impact Fund?

Both are diversified funds available to NZ retail investors. Both are New Zealand PIE funds — investor tax is capped at the Prescribed Investor Rate (PIR), maximum 28%.

Are both funds PIE-taxed in NZ?

Yes. Both are NZ Portfolio Investment Entities (PIEs). Investor tax on the fund's income is capped at the Prescribed Investor Rate (PIR), maximum 28%.

Does either fund apply responsible-investment screening?

Yes — Harbour Sustainable Impact Fund applies responsible-investment / ESG screening. AMP Balanced Managed Fund does not. Specific exclusions and engagement policies are documented in each fund's Statement of Investment Policy and Objectives (SIPO).

Where can I read the official documents for these funds?

Both funds publish their Product Disclosure Statement (PDS), Statement of Investment Policy (SIPO) and Quarterly Fund Update (QFU) on the FMA Disclose register at disclose-register.companiesoffice.govt.nz. Always read the current PDS before investing.

Not sure which fund is right for you?

Find a financial adviser on FinanceAdvisers.co.nz

Browse NZ-licensed financial advice providers and search by speciality, location and review.

→

Important: This comparison is general information only — not personalised financial advice. Past performance is not a reliable indicator of future returns. The right fund for you depends on your personal circumstances. Read each fund's Product Disclosure Statement and consider speaking to a licensed financial adviser.