Harbour Sustainable Impact Fund
Managed by HarbourHarbour Sustainable Impact Fund is a diversified managed fund operated by Harbour; PIE-structured; FMA risk indicator 5/7. Headline terms: annual fund charge 0.25% · distributions semi-annually. Compared with 68 other same-category funds on this site, the 0.25% annual fund charge sits below the same-category median of 0.99%.
PIE tax treatment — capped at your PIR (max 28%)
This fund is a Portfolio Investment Entity (PIE) under Subpart HM of the Income Tax Act 2007. Income is taxed at your Prescribed Investor Rate (10.5% / 17.5% / 28%), not your marginal income-tax rate. The fund manager calculates and pays the tax on your behalf — when your PIR is correct, you usually don't need to declare PIE income in your annual tax return. See ourPIR guideandPIE tax basicsfor the full picture, or use thePIR calculatorto confirm your rate.
Fee, return and holding data is loading
We're still confirming the issuer details for this fund. The most current and authoritative numbers live on FMA Disclose:
View this fund on FMA DiscloseAbout this category
Multi-asset funds that hold a mix of shares, bonds, cash and sometimes property in a single portfolio. The mix determines the risk profile — aggressive funds hold more shares, conservative funds hold more bonds and cash.
About Harbour
Active equity, fixed income and multi-asset manager with a sustainability-aware overlay.
See all funds from Harbour →Common questions
Questions people ask about Harbour Sustainable Impact Fund
Drawn from Google's "People also ask" panel and answered with reference to the fund's filed PDS, Fund Update and FMA Disclose data. Not personal financial advice — for guidance specific to your situation, consult an authorised financial adviser.
Are sustainable funds a good investment?
Sustainable funds apply responsible-investment and ESG screens to reduce exposure to companies that don't meet specified environmental, social, and governance criteria; whether this aligns with your investment goals depends on your personal circumstances and risk tolerance. Harbour Sustainable Impact Fund holds a 4/7 risk indicator and a diversified mix of ~52% growth and ~48% income assets as at the latest QFU. Consult the PDS and FMA Disclose register for full details on how the fund's responsible-investment approach works.
Do ESG funds outperform the market?
Past performance of ESG funds varies by fund, manager, and market conditions; the FMA Disclose register and fund fact sheets contain historical returns data. Harbour Sustainable Impact Fund's performance is available via FMA Disclose and the manager's website, and should be reviewed alongside its responsible-investment methodology and asset allocation to understand how it has performed relative to its peers.
Head-to-head
Compare Harbour Sustainable Impact Fund with…
Side-by-side numbers — fees, returns, risk, fund size, asset mix.
Peer funds
Other Diversified funds
Same manager
Other funds by Harbour
- Harbour NZ Index Shares FundAustralasian Equities
- Harbour NZ Corporate Bond FundNZ Fixed Interest
- Harbour T. Rowe Price Global Equity FundInternational Equities
FMA risk band
Same risk band (5/7)
See every NZ retail managed fund with the same standardised FMA risk indicator. Useful for peer-checking volatility-comparable funds outside this category.
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Frequently asked questions
Mechanical Q&A grounded in the fund's PDS, SIPO, and latest QFU on the FMA Disclose register. Verify against the source before relying on any of this.
Who manages the Harbour Sustainable Impact Fund?
Harbour Sustainable Impact Fund is managed by Harbour. Active equity, fixed income and multi-asset manager with a sustainability-aware overlay.
What asset class is the Harbour Sustainable Impact Fund?
It is a diversified managed fund. The fund has a balanced risk profile. Multi-asset funds that hold a mix of shares, bonds, cash and sometimes property in a single portfolio. The mix determines the risk profile — aggressive funds hold more shares, conservative funds hold more bonds and cash.
What are the fees for the Harbour Sustainable Impact Fund?
The current annual fund charge is published in the fund's latest Quarterly Fund Update on the FMA Disclose register: https://disclose-register.companiesoffice.govt.nz/search?searchType=ALL&q=Harbour%20Sustainable%20Impact%20Fund. Always check the current Product Disclosure Statement (PDS) for any additional fees.
Is the Harbour Sustainable Impact Fund a PIE fund?
Yes. The Harbour Sustainable Impact Fund is structured as a New Zealand Portfolio Investment Entity (PIE). Investor tax on the fund's income is capped at the investor's Prescribed Investor Rate (PIR), which has a maximum of 28%. Most NZ-resident retail investors with a taxable income at or below NZ$48,000 qualify for a lower PIR.
Does the Harbour Sustainable Impact Fund apply responsible-investment screens?
Yes. The Harbour Sustainable Impact Fund applies responsible-investment or ESG screening criteria — exclusions and engagement policies are documented in the fund's Statement of Investment Policy and Objectives (SIPO). Check the SIPO for the specific screening framework used.
How can I invest in the Harbour Sustainable Impact Fund?
The Harbour Sustainable Impact Fund is available via Harbour directly. Always read the current Product Disclosure Statement before investing.
Are sustainable funds a good investment?
Sustainable funds apply responsible-investment and ESG screens to reduce exposure to companies that don't meet specified environmental, social, and governance criteria; whether this aligns with your investment goals depends on your personal circumstances and risk tolerance. Harbour Sustainable Impact Fund holds a 4/7 risk indicator and a diversified mix of ~52% growth and ~48% income assets as at the latest QFU. Consult the PDS and FMA Disclose register for full details on how the fund's responsible-investment approach works.
Do ESG funds outperform the market?
Past performance of ESG funds varies by fund, manager, and market conditions; the FMA Disclose register and fund fact sheets contain historical returns data. Harbour Sustainable Impact Fund's performance is available via FMA Disclose and the manager's website, and should be reviewed alongside its responsible-investment methodology and asset allocation to understand how it has performed relative to its peers.