Cash and Cash Equivalents: 5-year return leaderboard
Funds holding bank deposits and short-term money-market instruments. Lowest-risk fund category; income-focused.
1 Cash fund with five years of history, ranked by return after fees and tax. Figures observed 2026-05-22.
| # | Fund | 5-yr returnp.a., after fees & tax |
|---|---|---|
| 1 | Summer New Zealand Cash Summer · Cash | 2.41% |
— = not available. The 5-year return, annual fee and risk indicator come from Sorted Smart Investor (FMA Disclose). The 1-year, 3-year and track-record columns are shown only where the fund's latest Quarterly Fund Update has been ingested — they appear blank for funds we haven't yet refreshed, and for funds with under that much history. The track record is a year-by-year trajectory of a notional amount compounded by each disclosed after-fee net return — a track-record glyph, not a unit price. Past returns are not a guide to future returns.
Other category leaderboards
Methodology & sources
Five-year return is the per-annum return after fund charges and tax published on Sorted Smart Investor, drawn from each fund's Quarterly Fund Update on the FMA Disclose register. "vs category average" is each fund's 5-year return minus the peer-group average for Cash funds, in percentage points. Funds with less than five years of history are not ranked.
Past performance is not indicative of future returns. Fees, strategy, risk level and tax treatment all matter alongside historical return. ManagedFundsNZ provides information only, not personalised financial advice — for advice, see a licensed financial adviser.
Sorted Smart Investor