Factual snapshot
Harbour — review
Mechanical, source-cited snapshot of Harbour's NZ retail managed-fund range. We don't rate or recommend — see a licensed financial adviser for personalised advice.
- Funds tracked
- 14
- Median annual fee
- 0.91%
- Median FMA risk
- 5/7
- Tracked NZ retail AUM
- $3.81 billion
Universe median 0.84%
Standardised 1–7 scale
Sum of fund sizes (14/14 on file)
About Harbour
Active equity, fixed income and multi-asset manager with a sustainability-aware overlay.
- Legal name
- Harbour Asset Management Limited
- Headquarters
- Wellington
Fee position vs peers
Per-asset-class median annual fund charge for Harbour vs the peer median across all other NZ managers in our coverage. Source: Sorted Smart Investor (FMA Disclose Quarterly Fund Updates).
| Asset class | Harbour funds | Harbour median fee | Peer median (n) | Position |
|---|---|---|---|---|
| Australasian Equities | 6 | 1.11% | 0.99% (52) | priced 12 bps above the peer median (0.99%) |
| Diversified | 3 | 0.66% | 0.99% (64) | priced 33 bps below the peer median (0.99%) |
| International Equities | 2 | 1.23% | 0.59% (79) | priced 64 bps above the peer median (0.59%) |
| NZ Fixed Interest | 2 | 0.56% | 0.63% (12) | priced 6 bps below the peer median (0.63%) |
| Listed Property | 1 | 0.77% | 1.04% (14) | priced 27 bps below the peer median (1.04%) |
Fee is the headline ongoing cost; strategy mix, hedging, performance fees and net return after fees also matter when comparing options.
Risk profile mix
Distribution of Harbour's 14 funds across the FMA's standardised 1–7 risk indicator. The indicator is calculated from each fund's past five years of unit-price volatility and published on every Quarterly Fund Update.
Harbour's funds
- Harbour Balanced Growth FundDiversifiedPIE · capped at PIR (max 28%) balanced growth1.04% fee 4/7 risk
- Harbour Income FundDiversifiedPIE · capped at PIR (max 28%) income0.66% fee 3/7 risk
- Harbour Sustainable Impact FundDiversifiedPIE · capped at PIR (max 28%) Responsible / ethical balanced0.27% fee 5/7 risk
- Harbour Australasian Equity Focus FundAustralasian EquitiesPIE · capped at PIR (max 28%)1.21% fee 5/7 risk
- Harbour Australasian Equity FundAustralasian EquitiesPIE · capped at PIR (max 28%)1.12% fee 5/7 risk
- Harbour Australasian Equity Income FundAustralasian EquitiesPIE · capped at PIR (max 28%)1.10% fee 4/7 risk
- Harbour Long Short FundAustralasian EquitiesPIE · capped at PIR (max 28%)1.23% fee 4/7 risk
- Harbour NZ Index Shares FundAustralasian EquitiesPIE · capped at PIR (max 28%)0.21% fee 5/7 risk
- Harbour Sustainable NZ Shares FundAustralasian EquitiesPIE · capped at PIR (max 28%) Responsible / ethical0.27% fee 5/7 risk
- Harbour T. Rowe Price Global Equity FundInternational EquitiesPIE · capped at PIR (max 28%)1.21% fee 5/7 risk
- Harbour T. Rowe Price Global Equity Fund (Hedged)International EquitiesPIE · capped at PIR (max 28%) NZD hedged1.24% fee 5/7 risk
- Harbour Real Estate Investment FundListed PropertyPIE · capped at PIR (max 28%)0.77% fee 5/7 risk
- Harbour NZ Core Fixed Interest FundNZ Fixed InterestPIE · capped at PIR (max 28%)0.66% fee 3/7 risk
- Harbour NZ Corporate Bond FundNZ Fixed InterestPIE · capped at PIR (max 28%)0.47% fee 3/7 risk
Questions about Harbour
Is Harbour a good fund manager?
Whether Harbour suits any individual investor depends on the investor's goals, time horizon, risk tolerance, and how the fund fits an existing portfolio — factors that vary by individual. On this site we surface mechanical, comparable data points: Harbour runs 14 retail managed funds in our coverage, with a median annual fund charge of 0.91% across that range (vs the NZ universe median of 0.84%), and a median FMA risk indicator of 5 out of 7. For personalised guidance, see a licensed financial adviser.
What does Harbour charge?
Harbour's 14 funds in our coverage carry a median annual fund charge of 0.91% (range 0.21% – 1.24%). The annual fund charge is the headline ongoing cost disclosed on every Quarterly Fund Update on the FMA Disclose register. Cross-validate via the per-fund pages, which link to source documents.
How big is Harbour?
Across the 14 funds with on-file fund-size data, Harbour's tracked NZ retail AUM totals NZD 3.81 billion. This is the sum of fund sizes disclosed in each fund's most recent Quarterly Fund Update on FMA Disclose and excludes KiwiSaver, wholesale and Australian-domiciled assets. Harbour may manage materially larger assets in those categories.
Where is Harbour based?
Harbour (legal name: Harbour Asset Management Limited) is headquartered in Wellington.
What kind of funds does Harbour run?
Harbour's range of 14 funds in our coverage is weighted toward australasian equities (6 funds). The range also includes 3 diversified funds and 2 international equities funds. See the full list at /providers/harbour/.
Other managers running australasian equities funds
How we built this snapshot
Fund counts and category mix are from src/data/funds.ts (Range of Funds reconciled to the InvestNow + Sharesies + manager-direct universe). Annual fund charge, FMA risk indicator, five-year return and fund size are extracted from each fund's Quarterly Fund Update via Sorted Smart Investor (a Te Ara Ahunga Ora / Retirement Commission service that mirrors the FMA Disclose register). Cross-validate via each per-fund page, which links to the source PDS and Fund Update on FMA Disclose.
ManagedFundsNZ provides information only, not personalised financial advice. For advice, see a licensed financial adviser.